Owning a home is an excellent reason to learn how to preserve it. After all, isn’t your home your castle? The first step in keeping it safe and secure is to analyze the reasons for purchasing a home insurance coverage. Here at Cary-Wheeler & Associates Inc., we have helped many homeowners just like you in Richmond, VA with all of their house insurance needs.
Here’s a quick rundown of three compelling reasons to purchase home insurance:
You Never Know What Could Happen
Even if you merely get the most basic home insurance policy, your property will be protected against a variety of potential threats. Most basic home insurance policies cover vandalism, tornadoes, hail or wind damage, fire, and other perils. Regardless of how hard you try to keep your home safe from disaster, Mother Nature may be cruel at times. However, having home insurance in place can provide you with peace of mind.
Protects Your Liability
What happens if someone enters your property and is injured? Who will pay for your medical expenses and any property damage? Even if someone has trespassed, you could be held liable if they are wounded on your property. Your liability is safeguarded by home insurance.
Some Lenders Require
If you have a mortgage on your house, the lender you used to secure the loan will almost certainly require you to get home insurance until the loan is paid off.
Reach Out To Us
Want to learn more about important reasons to protect your home in Richmond, VA or do you need help finding a home insurance policy for you? Here at Cary-Wheeler & Associates Inc., we have ample experience helping insure and protect homeowners in Richmond, VA and are happy to help you find a policy that meets your needs today! Give us a call so we can create your quote.