If you own a car in Florida, then you’re required by law to have auto insurance. However, just because it’s necessary doesn’t mean you should only get the minimum coverage. There are several benefits to getting full auto insurance, including protection for your vehicle and peace of mind.
What is full coverage auto insurance?
Full coverage auto insurance is a type of insurance that covers both liability and collision. Liability coverage protects you if you’re responsible for an accident that injures someone or damages their property. Collision coverage protects your vehicle if it’s damaged in an accident, regardless of who is at fault.
Americas Insurance Associates can help you find the best full coverage auto insurance policy for your needs.
Benefits of full coverage auto insurance
There are several benefits to getting full coverage auto insurance, even if it’s not required by law.
One of the most significant benefits is a policy that protects you financially if you’re ever in an accident. If you only have liability insurance and are involved in an accident, you’re responsible for paying for the repairs to your vehicle out of pocket. Your insurance company may cover some or all of the repairs with full coverage.
Also, if you have a vehicle loan, your lender may require you to have full coverage insurance. This obligation is because they want to make sure they protect their investment in the event of an accident.
Call Us Today
For help with finding the best full coverage auto insurance policy for your needs, contact Americas Insurance Associates in Florida. We’ll work with you to find a policy that meets your needs and budget.