Click to Call
America's Insurance Associates

270 S Tamiami Trail
Venice, FL 34285

Get Directions
America's Insurance Associates Blog

What Does Insurance Cover if Your Car is Stolen in Florida?

If your car has been stolen, it’s natural to be worried about the safety of yourself, your family, and the belongings that may have been left inside. But what does insurance cover if your car is stolen in Florida? Americas Insurance Associates explains how auto insurance works and what you can expect when it comes to the coverage of items that were in the car during a theft. 

Does Insurance Replace My Belongings That Were Inside When It Was Stolen? 

If you have comprehensive coverage, then most likely yes. Comprehensive coverage helps pay for damage caused by things other than a collision, such as fire, theft, or vandalism. This includes any items like jewelry, designer clothing, and electronics inside your vehicle when it was stolen. 

What About My Valuables? 

If you had valuables inside the car when it was stolen, such as jewelry or electronics, then this too will depend on what kind of policy you have purchased. Some policies provide an additional endorsement allowing for coverage of these higher-priced items up to a certain amount. Be sure to ask about this option when buying auto insurance so that you are fully covered in case of theft or damage from other causes. 

Contact Us Today

When considering an auto insurance policy in Florida, make sure it covers all aspects of protection for yourself and any belongings that may be inside your vehicle during a theft or other incident covered by comprehensive coverage. Contact our team of experts at Americas Insurance Associates and we can help you get the insurance protection you need for your valuables – wherever they may be.


  • AAA
  • Allstate
  • American Traditions
  • Auto-Owners
  • Federated Natonal
  • Florida Family
  • Frontline
  • Hagerty
  • Heritage
  • Liberty Mutual
  • Nationwide
  • Progressive
  • SafeCo
  • SafePoint
  • The Hartford
  • Tower Hill
  • Travelers
  • Universal