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America's Insurance Associates Blog

Four things you shouldn’t assume about recreational insurance

You can protect yourself financially as a recreational vehicle owner by purchasing an insurance policy from Americas Insurance Associates. We offer recreational insurance to Florida consumers.

Consumers may encounter misinformation about recreational insurance that can cause them to make poor insurance decisions.

The following are four things you shouldn’t assume when it comes to recreational insurance:

Recreational insurance isn’t necessary if you use your recreational vehicle very infrequently.

It’s always best to carry recreational insurance even if you don’t use your recreational vehicle often or don’t take it out on public roads. You can still experience liability expenses or damage to your recreational vehicle even if you don’t use it very often. 

It doesn’t matter which recreational insurance policy you buy. 

Recreational insurance policies are customized for the needs and preferences of the policyholder. That’s why you need to carefully evaluate coverage options and research insurance providers to find the best recreational insurance policy for your situation. 

Homeowners with home insurance don’t need recreational insurance.

Consumers often think that they all need recreational insurance if they don’t have home insurance. The truth is that you cannot rely on your home insurance to cover your recreational vehicle when you’re using it anywhere outside of your property. 

You can get your recreational vehicle covered by your auto insurance policy.

Auto insurance and recreational insurance are not the same thing. This means that you need to buy a recreational insurance policy even if you already have auto insurance. 

Reach Out To Us

Get a quote on a Florida recreational insurance policy today. Call us at Americas Insurance Associates, and we’ll provide you with the information you need to insure your recreational vehicle. 


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