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Three auto insurance priorities to be aware of

If you own a vehicle, you should carry auto insurance that provides you with financial protection. Fortunately, we can help you meet your auto insurance needs at Americas Insurance Associates.

It’s important to focus on the most important priorities when you are in the market for auto insurance.

Here are three key auto insurance priorities that motorists should be aware of in Florida:

Having enough coverage to meet the minimum liability requirements

Meeting Florida’s auto insurance minimum liability coverage requirements is crucial. The state mandates a minimum of $10,000 in Personal Injury Protection (PIP) coverage and $10,000 in Property Damage Liability (PDL) coverage.

Complying with these requirements ensures legal driving while providing basic financial protection in case of accidents.

Maximizing the convenience of dealing with an accident and filing claims

There are certain coverage types that can make your life a lot easier when you have to file a claim. For example, rental vehicle coverage makes your life more convenient after an accident by covering the costs of renting a vehicle to provide alternative transportation while your vehicle is in the shop. 

You should make sure that your policy includes features like roadside assistance and rental vehicle coverage so that all your needs are covered when you face an accident. 

Purchasing auto insurance from a company that offers good customer service

Choosing an auto insurance company with exceptional customer service is paramount. Good communication, efficient claims handling, and positive customer reviews indicate a company that values your satisfaction and peace of mind.

Prioritizing excellent customer service ensures a smooth and supportive experience throughout your policy term.

Consult With Us

At Americas Insurance Associates, we’ll provide you with the insurance you need for your vehicle. Florida drivers can enjoy peace of mind thanks to the policies we offer. Get a quote on a policy so that you’re financially protected on the roads. 

What Does Insurance Cover if Your Car is Stolen in Florida?

If your car has been stolen, it’s natural to be worried about the safety of yourself, your family, and the belongings that may have been left inside. But what does insurance cover if your car is stolen in Florida? Americas Insurance Associates explains how auto insurance works and what you can expect when it comes to the coverage of items that were in the car during a theft. 

Does Insurance Replace My Belongings That Were Inside When It Was Stolen? 

If you have comprehensive coverage, then most likely yes. Comprehensive coverage helps pay for damage caused by things other than a collision, such as fire, theft, or vandalism. This includes any items like jewelry, designer clothing, and electronics inside your vehicle when it was stolen. 

What About My Valuables? 

If you had valuables inside the car when it was stolen, such as jewelry or electronics, then this too will depend on what kind of policy you have purchased. Some policies provide an additional endorsement allowing for coverage of these higher-priced items up to a certain amount. Be sure to ask about this option when buying auto insurance so that you are fully covered in case of theft or damage from other causes. 

Contact Us Today

When considering an auto insurance policy in Florida, make sure it covers all aspects of protection for yourself and any belongings that may be inside your vehicle during a theft or other incident covered by comprehensive coverage. Contact our team of experts at Americas Insurance Associates and we can help you get the insurance protection you need for your valuables – wherever they may be.

The Benefits of Full Coverage Auto Insurance in Florida

If you own a car in Florida, then you’re required by law to have auto insurance. However, just because it’s necessary doesn’t mean you should only get the minimum coverage. There are several benefits to getting full auto insurance, including protection for your vehicle and peace of mind.

What is full coverage auto insurance?

Full coverage auto insurance is a type of insurance that covers both liability and collision. Liability coverage protects you if you’re responsible for an accident that injures someone or damages their property. Collision coverage protects your vehicle if it’s damaged in an accident, regardless of who is at fault.

Americas Insurance Associates can help you find the best full coverage auto insurance policy for your needs.

Benefits of full coverage auto insurance

There are several benefits to getting full coverage auto insurance, even if it’s not required by law.

One of the most significant benefits is a policy that protects you financially if you’re ever in an accident. If you only have liability insurance and are involved in an accident, you’re responsible for paying for the repairs to your vehicle out of pocket. Your insurance company may cover some or all of the repairs with full coverage.

Also, if you have a vehicle loan, your lender may require you to have full coverage insurance. This obligation is because they want to make sure they protect their investment in the event of an accident.

Call Us Today

For help with finding the best full coverage auto insurance policy for your needs, contact Americas Insurance Associates in Florida. We’ll work with you to find a policy that meets your needs and budget.


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