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270 S Tamiami Trail
Venice, FL 34285

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America's Insurance Associates Blog

I already have homeowners insurance. Do I need flood insurance as well?

Having home insurance from Americas Insurance Associates is an important part of protecting your home and its contents, but it doesn’t necessarily mean that you are protected against flooding. In fact, since flood insurance is usually sold separately, there is a good chance your standard homeowner’s policy does not cover floods.

Why Flood Insurance?

Floods can cause extensive damage to your home and possessions, so it’s definitely worth considering investing in flood insurance as well. There are many factors to consider when buying flood insurance, such as the type of coverage that best suits your needs and budget, plus the likelihood of flooding in your area. Someone who lives in a mountainous area is less likely to need it than someone who lives here in Florida. Our land is often flat and wet, and many areas are prone to flooding, especially during a storm.

It may be worth doing some research into what kind of coverage is available in order for you to make an informed decision about whether or not you need additional flood insurance. Taking this extra step to protect your home and possessions can give you peace of mind that you have the right coverage in place if the worst should happen. So make sure you take a look into what kind of flood insurance you need today!

We Are Here To Help!

If you have any questions about your home or flood insurance policy or just want to explore your options, please give us a call at Americas Insurance Associates today. We are proud to serve Florida and would be glad to help you find a policy that meets your needs and your budget.


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