When you live in your RV and you take it all over the country, you don’t necessarily have to commit to the state where you spend the most time. If you’re wondering what state to reside in when you insure your RV, Americas Insurance Associates can tell you more about how to select recreational insurance (and what else to consider besides price and coverage).
The Best States To Insure Your RV In
If you’re looking at your insurance based solely on price, Montana, South Dakota, and Texas are consistently ranked as the top states. These states are also usually hands-off, meaning there aren’t stringent requirements when it comes to inspections or paperwork. Florida is also a popular option, thanks to reasonable sales tax and registration fees. Plus, many RVers are already in Florida to enjoy the warmer weather, making it extra appealing.
Why It Matters
Changing your state of residence is more than just saving on your recreational insurance. You need to return to the state from time to time, and you’ll have to switch your health insurance and driver’s license to that state. Plus, if you file any kind of business income from your RV, such as ads from your camper demo YouTube videos, you may need to switch all your filing information to avoid confusion.
If you’re already in Florida, Americas Insurance Associates can help you learn more about the cost of your coverage and how selecting Florida as your state of residence will play out across multiple aspects of your life. In some cases, it may make sense to swap your insurance so you’re covered on the road while still avoiding additional costs or hassles. Whether you’re just comparing quotes or ready to switch, contact us. We’re here to help.
