Florida offers many advantages for renters, including sunny beaches, warm weather, and access to popular attractions. However, the state is also known for its hurricane activity, which can cause significant property damage. If you are renting a home or apartment in Florida and have questions about hurricane-related coverage, the agents at Americas Insurance Associates can help explain what is and is not covered under a renters insurance policy.<\/p>\n
A renters’ insurance policy helps protect your personal belongings if they are damaged by covered events, including hurricane-force winds. Personal property coverage typically covers items such as furniture, electronics, clothing, and other personal possessions in your rental unit.<\/p>\n
Damage caused by flooding, storm surge, rising water, or water entering from the ground is not covered under a standard renters insurance policy. To protect against these risks, a separate flood insurance policy must be purchased independently of your renters coverage.<\/p>\n
Renters’ insurance does not cover the building’s physical structure. Damage to the roof, walls, and the overall structure of the rental property is the landlord’s responsibility and is covered under the landlord’s insurance policy.<\/p>\n
Hurricane season in Florida runs from June 1 through November 30. Before a storm threatens your area, contact the agents at Americas Insurance Associates to review your renters insurance coverage and discuss available options. We can help ensure your Florida rental is properly protected before hurricane season arrives.<\/p>\n","protected":false},"excerpt":{"rendered":"
What to Know About Renters Insurance and Florida Hurricane Coverage Florida offers many advantages for renters, including sunny beaches, warm weather, and access to popular attractions. However, the state is also known for its hurricane activity, which can cause significant property damage. If you are renting a home or apartment in Florida and have questions […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[13,12,24,26],"class_list":["post-98","post","type-post","status-publish","format-standard","hentry","category-renters-insurance","tag-americas-insurance-associates","tag-florida","tag-insurance","tag-renters"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t